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Standardize Product, Pricing and Eligibility

The rules-based decision engine that supports the LendGenuity Borrower Portal and Loan Origination System enables Lenders of all sizes to create custom core eligibility rules, loan-level pricing adjusters, margins per channel or product, as well as loan stipulations which are rendered back to users as they are in other Agency automated underwriting systems. The engine is enabled to render decisioning on any mortgage product type including Agency and Government mortgage products, second liens (HELOCs) and Non-QM mortgage products.

The rules-based decision engine that supports the LendGenuity Borrower Portal and Loan Origination System enables Lenders of all sizes to create custom core eligibility rules, loan-level pricing adjusters, margins per channel or product, as well as loan stipulations which are rendered back to users as they are in other Agency automated underwriting systems. LendGenuity.com Decision Engine

Non-QM Automated Underwriting System (AUS)

LendGenuity's Non-QM decision engine is a game changer for portfolio investors and the private-label mortgage-backed securities market. The rules engine not only applies core product, pricing and eligibility (PPE) rules but also is enabled to provide decisioning on a borrower's credit XML dataset. Not since the release of Fannie Mae's Desktop Underwriter (DU) and Freddie Mac's Loan Prospector (LP) has there been a solution to apply uniform credit standards to a borrower loan application automatically. LendGenuity's Decision Engine is quickly becoming recognized in the investment community as the standard by which the automation of Non-QM and Jumbo credit underwriting is measured. No need to go out and build your own when we have the solution immediately ready. Just think of the possibilities.

Products

Highlights

LendGenuity offers the most highly recognized Non-QM and Jumbo Automated Underwriting System (AUS) in the industry. Reducing credit risk by standardizing decisioning has never been easier.

LendGenuity's Decision Engine supports all QM first and second lien mortgage products, including Agency and Government. While the Loan Origination System is fully integrated with Fannie Mae's Desktop Underwriter and Freddie Mac's Loan Prospector, the Decision Engine can apply custom rules over top the DU and LP engine call to impact core product and pricing eligibility.